Choose your coverage
We help you pick a supplemental plan sized to your business and your team — covering the out-of-pocket gaps your primary insurance leaves open.
Refundable Supplemental Insurance
Coverage that gives it back when you don’t use it
Supplemental insurance fills the gaps your primary plan leaves behind — deductibles, copays, and the costs that catch you off guard. And with the refundable option, eligible premiums come back to you if the coverage goes unused. Protection that finally feels fair.
How It Works
Three steps, no surprises
Stay protected
If something happens, your supplemental coverage helps with the costs your main plan doesn’t, so a bad month doesn’t become a bad year.
Get money back if unused
Go a policy term without eligible claims and the refundable option returns your eligible premiums. The peace of mind costs you nothing extra in the end.
Why add it through CurePay
Talk to a Specialist
One partner for the whole back office
You already trust us with payments, funding, and growth. Adding supplemental coverage means one team, one number, and one set of people who actually know your business.
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Fills the gaps
Helps with deductibles, copays, and out-of-pocket costs your primary plan won’t cover.
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Refund of unused premium
The refundable option returns eligible premiums when you don’t file eligible claims.
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A benefit your team will notice
Offer it to employees to round out their coverage — or protect the business itself.
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Straightforward terms
We walk you through what’s covered and what’s refundable before you sign — in plain English.
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Veteran-owned, US-based support
Real people who pick up the phone — the same team behind everything else we do.
FAQ
Common questions
What is refundable supplemental insurance?
Supplemental insurance fills the gaps your primary plan leaves behind, such as deductibles and out-of-pocket costs. With the refundable option, eligible premiums are returned if the coverage goes unused.
Who is refundable supplemental insurance for?
Businesses can offer it to their team as a benefit, or use it to protect the business itself.
How does the premium refund work?
If you go a policy term without eligible claims, the refundable option returns your eligible premiums, subject to the terms of the policy.
Is the insurance offered by CurePay directly?
Insurance products are offered through licensed insurance partners. Coverage, eligibility, and refund terms vary and are governed by the policy.
See if it’s a fit
Tell us about your business and your team, and a specialist will walk you through your supplemental options — including what’s refundable. No pressure, no obligation.
Insurance products are offered through licensed insurance partners. Coverage, eligibility, premium amounts, and refund terms vary and are governed by the policy. This page is for general information only and is not a contract or an offer of insurance.